Deposit Products and Rates
| Account Name |
Minimum Opening Deposit |
Minimum Balance to earn APY |
Interest Rate |
APY |
Free Checking
(personal or business) |
$25 |
NA
|
NA |
NA |
|
High Yield Savings*
Your Daily Balance:
$0.01 - $4,999.99
$5,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $249,999.99
$250,000 - $499,999.99
$500,000 and up
|
$25
|
$0.01 |
0.28%
0.55%
1.10%
1.65%
2.75%
4.00%
|
0.28%
0.55%
1.11%
1.66%
2.79%
4.08%
|
|
Higher Yield CDs**
(certificate of deposit)
3 Month CD
6 Month CD
1 Year CD
2 Year CD
3 Year CD
|
$250
|
$250 |
4.59%
4.25%
3.16%
2.71%
2.62%
|
4.70%
4.34%
3.21%
2.75%
2.65%
|
Health Savings Account (HSA)*
|
$25
|
$0.01
|
0.50%
|
0.50% |
* The interest rate and the APY may change after account opening.
Fees could reduce earnings on the account.
** A penalty may be imposed for early withdrawal.
Interest Rate and APY (Annual Percentage Yield) are current as of October 1, 2024.
