Deposit Products and Rates
| Account Name |
Minimum Opening Deposit |
Minimum Balance to earn APY |
Interest Rate |
APY |
Free Checking
(personal or business) |
$25 |
NA
|
NA |
NA |
|
High Yield Savings*
Your Daily Balance:
$0.01 - $4,999.99
$5,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $249,999.99
$250,000 - $499,999.99
$500,000 and up
|
$25
|
$0.01 |
0.23%
0.45%
0.90%
1.35%
2.50%
3.75%
|
0.23%
0.45%
0.90%
1.36%
2.53%
3.82%
|
|
Higher Yield CDs**
(certificate of deposit)
3 Month CD
6 Month CD
1 Year CD
2 Year CD
3 Year CD
|
$250
|
$250 |
4.11%
4.05%
3.80%
3.26%
3.26%
|
4.20%
4.13%
3.87%
3.31%
3.31%
|
Health Savings Account (HSA)*
|
$25
|
$0.01
|
0.50%
|
0.50% |
* The interest rate and the APY may change after account opening.
Fees could reduce earnings on the account.
** A penalty may be imposed for early withdrawal.
Interest Rate and APY (Annual Percentage Yield) are current as of January 2, 2025.
