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Account Rates


Deposit Products and Rates

Account Name Interest Rate APY Minimum Balance to earn APY Minimum Opening Deposit
Free Checking
(personal or business)		 NA NA
 NA $25
High Yield Savings*
Your Daily Balance:
  • $0.01 - $4,999.99
  • $5,000 - $49,999.99
  • $50,000 - $99,999.99
  • $100,000 - $249,999.99
  • $250,000 - $499,999.99
  • $500,000 and up
 
 
  • 0.23%
  • 0.45%
  • 0.90%
  • 1.35%
  • 2.50%
  • 3.75%
 
 
  • 0.23%
  • 0.45%
  • 0.90%
  • 1.36%
  • 2.53%
  • 3.82%
$0.01
$25
Higher Yield CDs**
(certificate of deposit)
  • 3 Month CD
  • 6 Month CD
  • 1 Year CD
  • 2 Year CD
  • 3 Year CD
 
 
  • 3.63%
  • 3.44%
  • 3.30%
  • 2.71%
  • 2.69%
 
 
  • 3.70%
  • 3.50%
  • 3.35%
  • 2.75%
  • 2.73%
 $250 $250
Health Savings Account (HSA)*
 0.50% 0.50% $0.01
 $25
* The interest rate and the APY may change after account opening.    
Fees could reduce earnings on the account.
*La tasa de interés y el APY pueden cambiar después de la apertura de la cuenta.    
Las Tarifas podrían reducir las ganancias de la cuenta.
** A penalty may be imposed for early withdrawal.
**Se puede imponer una penalización por retiro anticipado.
 
Interest Rate and APY (Annual Percentage Yield) are current as of April 1, 2026.
La tasa de interés y el APY (rendimiento porcentual anual) estará vigente a partir de 1 de Abril de 2026.