Personalized Payment Solutions Built with Your Business in Mind
High Plains Bank is unique in many ways, including offering in-house Merchant Services to our business customers through our affiliate company Craft Financial Group. Craft Financial Group provides a comprehensive suite of merchant and payment processing solutions for small businesses to help you determine the most efficient and cost effective way to collect payments for your business. 
A Variety of Options Tailored for Your Business
Business Spotlight
Autosport – Family-owned and Operated Legacy
These days, longevity in business can seem like a rare thing. A model of staying power is AutoSport, which has been serving the Longmont community for 52 years. For Tim Guile, who took over as owner in 2013, continuing the dependable legacy was critical. He started working at AutoSport in 2010 and when the opportunity came to take over the business, with the help of his father in law, Roger Snyder, they decided it was a perfect time for them to buy it.
Guile and his team believe in preventative care through ongoing diagnostics, digital inspections, and ongoing training for the technicians. This sense of constant improvement extends into AutoSport’s business operations, from marketing to the shop’s new merchant services system with High Plains Bank.
"Since switching to High Plains Bank, we never have the extra fees we used to have. We used to have stop payment fees, account monthly fees, and fees to get a cashiers check. Honestly, without all the extra fees from our old bank, we save over $1000 a year at least! That's huge for a small business! We just wanted to add another thing to the list of things that may seem small, but make a huge difference in the bottom line. We really appreciate everything you guys do for the community and small businesses like ours."
Tim Guile, owner, AutoSport
Craft Financial Group
Merchant and Payment Processing Solutions for Small Businesses
Craft Financial Group Merchant Services is here to help our business customers with a full suite of tools, from cash management, to saving money on credit card processing fees, solutions to help you accept payments in a way that supports your business goals. As well, we offer highly personalized customer service and are always here to walk you through the transition hand in hand. We are happy to be the business community's trusted, Merchant Services partner."
-- Brian Berry, Director of Merchant Service
Credit Card Processing Made Simple!
Our Merchant Services is dedicated to providing simplified and personalized solutions to your payment acceptance processes so your business can run as efficiently as possible.
As an independent agent, we work with some of the best processing companies in the business. This relationship ensures our clients the best products and services at the best prices.
Features and Benefits
- Processing Solutions
- Hardware (i.e. Clover and Other POS Systems and Card Readers)
- Mobile Solutions (i.e. Portable / Hand-held Card Readers)
- Virtual Terminal
- E-Commerce & Shopping Cart
- Customized and Competitive Pricing
- Multiple Customer Payment Types
- Card (Swipe, Tap, Chip)
- Keyed
- Contactless
- No Contracts
- 24/7 Customer Service
FAQs
Do bigger banks provide better payment processing rates than the smaller banks?
Not necessarily! Our Merchant Services team is often able to match or beat your current rates. But if we can't, that's okay! We will strive to provide you better customer service whether you partner with us or not!
Do I have to sign a contract?
We do not enforce long-term contracts because we believe in taking care of our people and providing our clients flexibility. While there may be additional agreements with the processors your business works with, these agreements are typically on a month-to-month basis.
Do I have to pay for hardware or equipment?
Not necessarily. We provide a variety of options, according to your business needs, and many of them have no cost equipment options. However, keep in mind that when your agreement ends, hardware typically must be returned to the provider.
Do you have E-commerce Solutions?
Yes, we have a variety of different e-commerce solutions from hosted payment pages to shopping carts.
Do you have a mobile solutions similar to Square?
Yes, we have multiple mobile solutions to take payments anywhere. These solutions typically connect via WiFi or Bluetooth to your phone or tablet. We also have more robust point-of-sale devices for mobile payments.
How long does it take to get my money?
In most situations, we offer next day funding. Please note that this depends on when your business completes your business day of sales (settle your machine).
Will you help us learn to use the equipment and software?
Absolutely! Our locally based team can assist you with implementation, training, and any follow-up questions that come up.
Do I need to have a High Plains Bank account to use Merchant Services?
While it is not required, we strongly recommend having a High Plains Bank account so we can provide comprehensive services.
